Ethical Conduct Policy

AmRET’s ethical responsibility is to provide objective information to our clients and prospects. Our success depends not only on the quality of information we provide, but on the degree of professionalism, honesty and integrity with which we conduct ourselves in the collection, processing and dissemination of information. We are also subject to various laws and regulations that govern investment advisors’ conduct. Our Ethical Conduct Policy incorporates tenets of the CFA Institute’s rigorous Code of Ethics.

The following are the principles that guide the conduct of our business:

  1. Employees will act at all times with integrity, competence, diligence, respect and in an ethical manner in all dealings with our clients and prospects, our fellow employees, and other members of the investment community.
  2. AmRET will conduct itself solely in the best interest of each client and such client’s participants/beneficiaries by offering advice in the contracted area(s) of responsibility irrespective of AmRET’s dealings or relationships with any other entity.
  3. When performing services related to plans that are governed by ERISA or similar statutes, including governmental plans, AmRET employees will consider the needs and interests of plan participants and/or beneficiaries when attending to client matters.
  4. Employees must attempt to avoid wherever possible actual or potential conflicts between their or AmRET’s interests, on one hand, and clients’ interests, on the other hand, and fully disclose any and all material facts to the CEO or his/her designee concerning any conflict that does arise with respect to any client.
  5. Employees must avoid any abuse of their position of trust with or responsibility to AmRET and its clients, including taking inappropriate advantage of those positions.
  6. Employees must not violate any applicable securities laws, regulations, and ERISA.
  7. Employees must maintain and improve their professional competence and strive to maintain and improve the competence of other industry professionals.
  8. It is the duty of each employee to consider and meet these standards of conduct, and to comply with all other provisions of this Policy, in all his/her professional or personal dealings.